Frugality doesn’t have to be difficult or painful…
Hi there! My name is Richard Adams. I’m a UK-based personal finance blogger and lover of all things frugal.
Just a few short years ago I was drowning in debt and struggling to make ends meet.
Since then I’ve paid off all my consumer debt, increased my income and have revolutionized my finances – all thanks to frugal living.
If you want to take control of your finances, let me show you exactly how I did it…
“He who will not economize will have to agonize” – Confucius
Let me be honest…
Up until a few years ago the idea of frugality wasn’t just alien to me – it was repulsive.
Why would anyone want to live on a budget, spending less than they earn and putting money aside for a “rainy day”?
After all, you only live once.
And yet, at the same time I had to admit that my finances were in a pretty poor shape. I was in debt, struggling to meet my minimum payments and really not having much fun.
Eventually I had to accept the simple truth; what I was doing wasn’t working. It was time to try something new.
Which is when my experiments with frugality began. At first, it wasn’t comfortable. But as I watched my debt dropping every month I found frugal living ever easier.
Today, while my debt is gone, I still live a very frugal lifestyle, saving money where possible and always aiming for the best possible value.
Frugality Magazine is really my way of sharing this with you.
It’s a collection of the thoughts and experiences, resources and philosophies that I have picked up along the way. I hope they will both provide you both with the motivation and the tools to achieve financial freedom – whatever that looks like to you.
“Frugality is one of the most beautiful and joyful words in the English language” – Elise Boulding
Frugal Living Categories
Ready to dive into over 2 years of money-saving goodness? Simply pick a topic you’d like to start with and we’ll take you straight there…
“If saving money is wrong, I don’t want to be right!” – William Shatner
Latest Frugality Articles
This site is updated constantly. On average at least one new post goes live every week – but sometimes more. Here are the very latest articles to help you save money, get out of debt and gain financial freedom. Just click the article you’d like to read…