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Need Emergency Cash? 5 Better Alternatives To Payday Loans

There’s no two ways about it; payday loans are a stupid idea for all but the most self-disciplined individual. With their ridiculous interest rates – often topping 1000% – relying on payday loans can, in my opinion, actually lead to more financial problems than they actually solve. Yes, you might get hold of the money[…]

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How To Get Over Your Fear Of Debt

Debt can be a scary subject. I know this from first hand experience. Shortly after leaving university I found myself not only harboring some serious student loans but also more than my fair share of credit card debt. Debt, incidentally, that I was struggling to keep up payments on with my meager graduate salary. Debt[…]

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Jobs That Give Free Rent

If you’re like most people then keeping a roof over your head is one of your biggest monthly expenses. Depending on where you live and the property you live in, your rent or mortgage could amount to 40% or even more of your monthly expenses. Ouch! But imagine just for a minute what it would[…]

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Top 10 Frugal & Cheap Hobbies

One of the true joys of frugality is reducing your expenses to the point that you can work less. After all, we can all earn more (or less) money, but we can’t create more time. In many ways, having plenty of free time is the ultimate luxury, but there’s a potential problem. Our hobbies and[…]

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6 Easy Ways To Make Money Online

One of the most pervading dreams to be able to make easy money on the internet. Sadly, as any failed blogger or internet marketer will tell you, making money online is nowhere near as easy as the gurus with their shiny courses and expensive software will try to convince you. Making a sizable income online[…]

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9 Secret Ways To Save Money On Dry Cleaning

There’s no two ways about it; dry cleaning is expensive. Luckily though, there are all sorts of creative ways to save money on your dry cleaning bill. You see – what you may not know about me is that I spent two years running a dry cleaners not so long ago. That meant I was[…]

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Frugal Living Tips: October 2014 Edition

October is only just beginning and I’m already¬†excited. How come? Firstly, last month was an expensive one. What with two major birthdays (my sister and my girlfriend) and my old laptop giving up on life I’ve spent far more this month than I wanted. I’m also still¬†waiting for that tax money that I mentioned some[…]

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How To Save Money On Magazines

I’ve always had a love/hate relationship with magazines. On the one hand I find myself constantly drawn to their shiny covers and tempting headines. On the other hand I know magazines are a massive luxury. They’re incredibly expensive for what they are, they’re full of adverts trying to sell you more products and there’s so[…]

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Best UK Personal Finance Blogs You Should Follow

If you’re like me and love to read personal finance blogs then one thing rapidly becomes apparent; it’s dominated by US-based bloggers. I’m not necessarily saying this is a bad thing. After all – some of my favorite blogs are written by American bloggers and I’d be sad to see them go. But being based[…]

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Four Premium Foods You Can Easily Grow At Home

I’m often surprised by just how much time (and money) some people spend on growing very cheap vegetables. After all, while there’s a beauty to being self sufficient you could argue that the work involved in growing things like carrots and potatoes simply doesn’t make any sense when they can be bought so cheaply from[…]

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Frugal Living Tips: September 2014 Edition

August has been a crazy month for me as I’ve been getting used to my new job. The downside is that I’m burning through more cash than expected driving to and from work each day. On the flipside I’m preparing my own lunches at home and am finding that I’m also eating less due to[…]

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The Best Things In Life Are Free (…Or Are They?)

My skin is tingling right now. I can feel tiny little pin-pricks in my forehead. And my face is flushed the color of a beetroot. And I ache. Boy, do I ache. From all the walking I’ve just done. Through the countryside. In the sun. With my girlfriend. And you know what? Sitting here, sun-kissed[…]

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Frugal Living Tips: August 2014 Edition

Welcome to my regular roundup post, giving a brief insight into what happened in my part of the world over the previous month, plus links to my favorite personal finance articles published recently. Vacation Time! What a busy (and expensive!) month July has turned out to be! Firstly I took my very first (frugal) vacation[…]

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