Frugality Magazine - Frugal Living Tips for Financial Freedom

How We Moved To France For the Summer (on a Tight Budget)

Until last week I’ve never really paid much attention to windowsills. They’re just – well – windowsills. Like shopping bags or car mirrors, they don’t tend to attract too much attention. That was...

Frugality - The Secret to Financial Freedom

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Hi there! My name is Richard Adams. I'm a UK-based personal finance blogger and lover of all things frugal.

Just a few short years ago I was drowning in debt and struggling to make ends meet.

Since then I've paid off all my consumer debt, increased my income and have revolutionized my finances - all thanks to frugal living.

If you want to take control of your finances, let me show you exactly how I did it...


Frugality Changed My Life...

How to save money

The idea of spending less than you earn never held any appeal when I was younger. You only live once, right? And yet, at the same time I had to admit that my finances were in a pretty poor shape. I was in debt, struggling to meet my minimum payments and really not having much fun.

Eventually I had to accept the simple truth; what I was doing wasn't working. It was time to try something new, which is when my experiments with frugality began. At first, it wasn't comfortable. But as I watched my debt dropping every month I found frugal living ever easier.

Today, while my debt is gone, I still live a very frugal lifestyle, saving money where possible and always aiming for the best possible value.

Frugality Magazine is really my way of sharing this with you.

It's a collection of the thoughts and experiences, resources and philosophies that I have picked up along the way. I hope they will both provide you both with the motivation and the tools to achieve financial freedom - whatever that looks like to you.

Read on for all the latest articles on saving money, paying off debt and finally gaining control over your money...

Latest Frugality Tips

How to Save Money When Taking Your Car to France

Taking your car to France offers the ultimate in practicality and comfort, allowing you to get around this huge country and see as many of the sites as possible. However, taking your car to France isn’t always a cheap proposition. After a month in...

How to Save Money Without Trying

It’s no secret that hardcore savers invest a lot of time and energy into saving money. But are there ways that anyone can save money without even trying? As it turns out there are. Just a few minutes invested in the next few days can quickly set you...

How to Save Money on a Low Income

Living on a low income can be tough at the best of times, but trying to save money alongside can be nearly impossible. Nearly, but not quite. In today’s blog post we’re going to look at some ways that anyone can manage to save money for the future...

Saving Money for Travel

Regular readers will know that my girlfriend and I recently moved to France for four months of sun, relaxation and culture. That’s right – we’re not talking the odd week here or there – but long term, enriching travel that we’ll talk...

How to Save Money for a House

Fewer and fewer of are buying houses these days due to the extreme costs involved. But, I’m here to tell you that home ownership is within your grasp if you’re willing to follow some simple steps… Remember that the more money you have to offer...

How to Save Money on Gift Cards

When you’ve finished reading this article you’ll never again pay full price for gift cards. Why? The answer is that it’s so simple to save money on gift cards that when you know what you’re doing you’d have to be mad to...

How to Reboot Your Finances Once and For All

Ten years. That’s how long I carried around my debt with me after leaving university. Indeed, for the first few years after graduation the pile actually got considerably bigger – not smaller. This was not through want of trying…...

How To Save Money on Video Games

I might be in my mid-thirties but I have to admit a deep passion for video games. That said, it can be far from a cheap hobby to indulge in, with new video games and consoles costing quite a sizble sum of money. Over the years, however, I’ve...

The 6 Biggest Lessons I’ve Learned About Money

I recently blogged about my financial journey so far – the good, the bad and the ugly. I’ve had serious financial problems, drowning in debt and struggling to pay even everyday bills, and I’ve had other periods where I’ve...

How to Save Money on Home Entertainment

While I’d love to be out playing sports or hanging out with friends in the evenings, the reality is that after 12 hours outside the house all I want to do is relax infront of the TV or with a good book most evenings. But just because I’m...

6 Insanely Easy Ways To Save $100 This Week

There are loads of ways to save money, but the reality is that most of them take time to arrange, and impacts can be slow to be felt. What if you need extra money NOW – like this week? What legitimate strategies can almost instantly provide...

How to Keep Yourself Busy Without Spending Money

Imagine for a moment that all the money that flows through your life is a raging river. Most people make the very most of it, spending every last penny and enjoying life to the maximum. They’re the people in the inflatable raft, thundering...

How to Retire Early Thanks to Frugality

Historically, the idea of retirement has been an odd one. It’s a date that’s set in stone, depending on your employer and the country you live in. It’s the date at which you can finally start drawing that pension, enjoying your...

How to Save Money on Your Housing

One of the most effective strategies for living a more frugal life is to spend less on your housing. The reason is simple; the average American or Brit spends roughly 40% of their income on their rent or mortgage. Reducing your housing expenses by a...

How to Shave $500 Off Your Spending – Starting Now!

Be honest: would an extra $500 a month make a difference to your life? That’s the equivalent of landing a $6,000 pay raise. Like most people, I think you’d have to agree it would. After all, how much would you celebrate if you landed a...

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