_ap_ufes{"success":true,"siteUrl":"www.frugalitymagazine.com","urls":{"Home":"http://www.frugalitymagazine.com","Category":"http://www.frugalitymagazine.com/category/books/","Archive":"http://www.frugalitymagazine.com/2015/07/","Post":"http://www.frugalitymagazine.com/how-to-recover-after-a-financial-setback-77131/","Page":"http://www.frugalitymagazine.com/well-hey-there/","Attachment":"http://www.frugalitymagazine.com/?attachment_id=1041","Nav_menu_item":"http://www.frugalitymagazine.com/265/","Wpcf7_contact_form":"http://www.frugalitymagazine.com/?post_type=wpcf7_contact_form&p=15","Content-upgrades":"http://www.frugalitymagazine.com/?post_type=content-upgrades&p=805","Tablepress_table":"http://www.frugalitymagazine.com/?post_type=tablepress_table&p=281","Tve_lead_group":"http://www.frugalitymagazine.com/tve_lead_group/money-saving-rolodex-2/","Tve_form_type":"http://www.frugalitymagazine.com/?post_type=tve_form_type&p=1033","Content_ad_widget":"http://www.frugalitymagazine.com/?content_ad_widget=fm1"}}_ap_ufee Frugal Living Tips From Frugality Magazine

How To Recover After A Financial Setback

While we’d all like to think that achieving financial success was a predictable, reliable journey, the reality is often very different. Even the best of us who have gone out of our way to live a more frugal life, pay off debt and start investing in the future fall off the bandwagon from time to[…]

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5 Reasons Not To Get A Second Job

If you’re heavily in debt – or have some serious savings goals – then it makes sense to try and earn as much income as you possibly can. After all, the more you earn, the sooner you can reach your target. Possibly the most obvious technique for earning more money is to take on a[…]

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5 Reasons Why You Must Start Your Own Side Hustle Today

In personal finance terms, a “side hustle” is the phrase we use to refer to any extra source of income. Anything that brings in money above and beyond your normal job. For personal finance bloggers like me they’re second nature; for most of the population however they’re anything but. Today we’re going to look at[…]

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How To Pay Off Debt When Everyone Else Is Getting Ahead

14a1d990c2a27e3236063e908d59d55943984953b6fea57727 It’s very easy to look at personal finance as some sort of race. We have (roughly) the same amount of time on this earth – but some of us accumulate far more wealth than others. These are the “winners” of the race, while other people struggle just to stay in the race. This is[…]

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Should You Pay Off Debt Or Save Money?

One of the most commonly-asked questions I receive is whether someone should pay off debt or save money. It’s a question that I myself wrestled with for some time when I first started to take control of my finances. So I did a whole lot of research. I read books. I consulted other bloggers. I[…]

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4 Simple Steps For Living A Debt Free Life

Getting out of debt is only half the battle; staying out of debt can be almost as problematic for many people. After all, when you’ve lived on a tight budget for months, or even years, to become debt-free it’s tempting when you finally hit zero to feel that the pressure is off. Finally you can start thinking[…]

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Debt Free? 3 Reasons Why You Should Still Live Frugally

I remember when I finally bit the bullet and started to make serious inroads into paying off my debt. The first few months were tough, having to tell myself not to spend money on things I wanted. It took considerable self-discipline and I don’t mind admitting that I fell off the band-wagon several times in[…]

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How To Control Your Emotional Spending

One of the most common financial problems involves so-called “emotional spending”. Most typically the phrase refers to people who use “retail therapy” to cheer themselves up, reward themselves or relieve boredom. Generally speaking, emotional spending is a response to a negative feeling. The problem with emotional spending is that it can lead to a negative[…]

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5 Ways to Treat Yourself On A Tight Budget

From time to time we all need to let off a little steam and treat ourselves to something special. Even many diets include “cheat meals” so you can enjoy a little of something you enjoy. It makes perfect sense. When you try to be “good” the whole time – whether that involves eating right or[…]

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Losing Sleep Over Debt? Here Are 4 Simple Solutions

Each of us handles debt in their own unique way. Some of us, for example, brush off the debt and refuse to worry about it. It’s in the back of our mind, for sure, but we don’t let it influence our everyday life. Then there are those of us who worry about debt. We worry[…]

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Is It Possible To Be Too Frugal?

Every month when I get paid I settle down to crunch the previous month’s numbers and plan for the next. Over the years that I’ve been doing it the process has got easier and quicker, but there are still a few surprises here and there. Take groceries as an example. I consider myself pretty frugal, and[…]

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Should You Let Other People Pay Off Your Debt For You?

It should come as no surprise that getting out of debt is hard work. It takes effort and self discipline to live on a budget and spend your disposable income on debt repayments. Depending on the size of your debt, and the interest rate you’re paying, it can take years to become debt free. Most[…]

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