If you’re heavily in debt – or have some serious savings goals – then it makes sense to try and earn as much income as you possibly can. After all, the more you earn, the sooner you can reach your target. Possibly the most obvious technique for...
Archive - June 2015
Richard
5 Reasons Why You Must Start Your Own Side Hustle Today
In personal finance terms, a “side hustle” is the phrase we use to refer to any extra source of income. Anything that brings in money above and beyond your normal job. For personal finance bloggers like me they’re second nature; for most of the...
How To Pay Off Debt When Everyone Else Is Getting Ahead
It’s very easy to look at personal finance as some sort of race. We have (roughly) the same amount of time on this earth – but some of us accumulate far more wealth than others. These are the “winners” of the race, while other people struggle just...
Should You Pay Off Debt Or Save Money?
One of the most commonly-asked questions I receive is whether someone should pay off debt or save money. It’s a question that I myself wrestled with for some time when I first started to take control of my finances. So I did a whole lot of research...
Ways to Save Money In The Garden (When Growing Your Own Vegetables)
One of the ways I save money each month is by growing much of my own food. But – as I’ve found out – just because you begin a vegetable garden doesn’t necessarily mean that you’ll save money. Indeed, just like with any other hobby it’s all too easy...
4 Simple Steps For Living A Debt Free Life
Getting out of debt is only half the battle; staying out of debt can be almost as problematic for many people. After all, when you’ve lived on a tight budget for months, or even years, to become debt-free it’s tempting when you finally hit zero to...
How To Save Money On Backing Up Your Computer: Where To Find Free Cloud Storage
Gone are the days of having to back up your computer to an expensive external hard drive – or even a floppy disc. In the modern world more and more of us are backing up our computers to the cloud. The only problem here are the monthly fees...
Debt Free? 3 Reasons Why You Should Still Live Frugally
I remember when I finally bit the bullet and started to make serious inroads into paying off my debt. The first few months were tough, having to tell myself not to spend money on things I wanted. It took considerable self-discipline and I don’t mind...
How To Control Your Emotional Spending
One of the most common financial problems involves so-called “emotional spending”. Most typically the phrase refers to people who use “retail therapy” to cheer themselves up, reward themselves or relieve boredom. Generally speaking, emotional...
5 Ways to Treat Yourself On A Tight Budget
From time to time we all need to let off a little steam and treat ourselves to something special. Even many diets include “cheat meals” so you can enjoy a little of something you enjoy. It makes perfect sense. When you try to be “good” the whole...