The weight loss industry is worth billions of dollars per year. Every day more people are joining gyms, buying expensive diet supplements and investing in special low-fat foods. Not to mention all the “proven” books and courses. With this marketing...
When money is tight there are all sorts of expenses we can ignore for another day. Those shoes will last another few weeks yet. That vacation property will still be there next month. But groceries are rather different. After all we all need to eat...
There can be fewer more depressing experiences than finding yourself heavily in debt, but with no idea about how you’re going to pay it off. After all, when you’re living from paycheck and paycheck, barely making from one month to the next, finding...
My debt problems started at university, when my bank offered me a credit card with a £10,000 limit. Unsurprisingly, as a fun-loving teenager enjoying my first taste of freedom it didn’t take long until debt became a way of life. I added student...
While we’d all like to think that achieving financial success was a predictable, reliable journey, the reality is often very different. Even the best of us who have gone out of our way to live a more frugal life, pay off debt and start investing in...
Richard