Contents Fewer and fewer of are buying houses these days due to the extreme costs involved. But, I’m here to tell you that home ownership is within your grasp if you’re willing to follow some simple steps… Remember that the more money you have...
Frugality Blog
Richard
How To Save Money By Growing Your Own Vegetables; A Guided Tour Of My Vegetable Garden
July is the month when all my vegetable-growing efforts start to come to fruition. Oh sure, I’ve already picked a lot of strawberries by now. I’ve also had a few fresh-from-the-pod peas. But July is in many ways the “high...
The Downsides of Frugality & Saving Money
Contents Less than ten minutes ago I was sat in my garden, bathing in the late September sunshine, admiring the zinnias and cosmos that are still in full flower. The phone in my pocket pinged, alerting me to the fact that a good friend of mine had...
How To Pay Off Debt When Everyone Else Is Getting Ahead
It’s very easy to look at personal finance as some sort of race. We have (roughly) the same amount of time on this earth – but some of us accumulate far more wealth than others. These are the “winners” of the race, while other people struggle just...
How to Decide on Your Money Focus
Contents In my humble opinion many of us over-complicate personal finance. We simply don’t know what to focus on, so we end up either doing nothing. Either that or we try to do everything – with predictable results. We’re told to downsize our...
How to Keep Yourself Busy Without Spending Money
Contents Imagine for a moment that all the money that flows through your life is a raging river. Most people make the very most of it, spending every last penny and enjoying life to the maximum. They’re the people in the inflatable raft...
How to Find The Time to Grow Your Side Hustle
Contents Its no secret that many of us on the road to financial security maintain a side hustle of some form. They’re not just fun; but can also significantly increase your income. At least a few bloggers I know have ended up growing their...
5 Reasons Why You Must Start Your Own Side Hustle Today
Contents In personal finance terms, a “side hustle” is the phrase we use to refer to any extra source of income. Anything that brings in money above and beyond your normal job. For personal finance bloggers like me they’re second nature; for most of...
When In The Best Time To Start Paying Off Debt?
Contents So you want to get out debt? The question is really what’s holding you back? Why haven’t you started already? Why are you reading articles on the Internet rather than sitting down with a calculator and your recent debt statements to create...
The Simple 5-Step Plan To Becoming Debt Free This Year
Contents The first step in gaining control of your finances starts with becoming debt free. Once you can stop worrying about repayments on your credit cards, loans and vehicle purchases you’ll instantly start to feel wealthier. What’s more, all that...
How To Pay Off Debt Fast
Contents Being in debt sucks. But working to get out of debt is just as bad. Some might argue it’s actually worse seeing as you’ll likely spend more money on debt repayments when you’re trying to get out of debt than when...
What’s The Best Way To Pay Off Debt? How These 17 People Paid Off $1,000,000 Of Debt In Under 4 Years
Contents What’s the best way to pay off debt? That’s clearly a pretty open-ended question… But if you’re looking to get out of debt it makes sense to try and find the techniques that are proven to work – and that will...
How To Become Debt Free: Getting Motivated To Pay Off Debt
Contents In many ways becoming debt free is rather like getting in shape. It requires a little bit of discomfort initially until you get used to your new lifestyle but the results at the end can be spectacular. Yet ask yourself how many people you...
5 Realizations That Helped Me Get Out of Debt
Contents Since I left university in the year 2000 and became an “adult” I’ve had my fair share of “personal finance fails”. One of those was rapidly accruing considerable amounts of debt in my early working life –...
How To Buy Financial Freedom With Just 2 Hours A Day
So often it’s tempting to think that spending $5 on a fancy coffee is “only” $5. What difference could such a sum really make if you saved it? Of course, the reality is that thanks to compound interest, $5 spent today is worth lot...