Frugality Magazine - Frugal Living Tips for Financial Freedom

Category - How To Become Debt Free

7 painful things I gave up to become debt free. If you're trying to get out of debt then rest assured you're far from alone.

7 Painful Things I Gave Up To Get Out Of Debt

Getting out of debt requires considerable sacrifice. Unless you’re lucky enough to be in a very highly-paid job, you’re probably going to have to make compromises. After all, it’s only by changing your spending that you can finally get out of debt...

Constantly finding yourself worried or stressed about money? Don't worry - it happens to the best of us. Fortunately, however, there are some very effective solutions. If you're ready to make some changes and stop worrying about money then here are some top tips...

How To Reduce Financial Stress

If there’s one thing almost guaranteed to make us lose sleep from time to time, and cause arguments with our significant others, it’s money. Not only can not having enough money lead to issues, but sometimes just figuring out how to...

Want to gain financial freedom and not have to worry about money again? You might be surprised that its easier than you think. All you need to do is follow these proven steps for financial success...

How To Buy Financial Freedom With Just 2 Hours A Day

So often it’s tempting to think that spending $5 on a fancy coffee is “only” $5. What difference could such a sum really make if you saved it? Of course, the reality is that thanks to compound interest, $5 spent today is worth lot...

Lifestyle inflation can affect us all, making us wonder just where all that money goes. If you'd like to simple tips for keeping your expenses low, sticking to your budget and making financial progress this year then here's what you need to know...

4 Tips For Avoiding Lifestyle Inflation

What would you do if you suddenly landed a payraise of $10,000? How about if you won a million dollars on the lottery? If you’re like most people, the answer is you’d loosen the purse strings a little bit. Maybe you’d finally...

Wondering when you should start paying off debt? Here are five reasons why you should probably start today...

4 Reasons Why You Should Start Paying Off Your Debt Today

Between leaving university and actually becoming debt free, I carried round my debt for almost a decade. During this time my debt weighed heavily on my mind; causing me lost sleep as the sums of money involved started to clock up at an alarming rate...

How to live debt free. Follow these simple steps and say goodbye to debt for ever more...

How to Live Debt Free: 4 Steps to A Debt Free Lifestyle

Debt has become so commonplace in today’s society that it’s almost considered “normal” by many people. Every time you turn on the TV or open a newspaper or walk into a shop you’re being offered credit cards, loans and “interest free” credit. Like...

The Single Most Important Tip For Saving Money

Look around you and there are money saving tips everywhere. I’ve published more than a few of them myself – but today I want to talk about the one single tip that has saved me more money over the last few years than everything else added together...

How to get out of debt: 5 realizations that helped me pay off debt.

5 Realizations That Helped Me Get Out of Debt

Since I left university in the year 2000 and became an “adult” I’ve had my fair share of “personal finance fails”. One of those was rapidly accruing considerable amounts of debt in my early working life – and...

Paying off debt isn't as hard or as unpleasant as you might imagine. I'm now debt free - and here are some useful tips I picked up along the way.

5 Lessons I Learned When Paying Off My Debt

To many people, paying debt is as painful and difficult as going on a diet. It’s something that we know will be good for us, yet we resist taking action because we know how much effort it will require. As someone who spent many years in that phase –...

Want to get out of debt but don't know how to get started? Here are some tips for getting started on your journey to a debt free lifestyle.

When In The Best Time To Start Paying Off Debt?

So you want to get out debt? The question is really what’s holding you back? Why haven’t you started already? Why are you reading articles on the Internet rather than sitting down with a calculator and your recent debt statements to create a plan of...

Are you making these debt repayment mistakes? If you want to become debt free then read on to discover some proven rules for success.

5 Common Debt Repayment Mistakes

While I maintain that the hardest part about becoming debt free is actually getting started in the first place, there are still situations along the way that can cause heartache. When you’ve gone to all the trouble of actually getting started on the...

5 ways that debt controls your life - and how to regain control of your finances.

5 Ways Debt Controls Your Life

For many of us, being in debt is a way of life. Many of us can barely remember a time when we weren’t in debt. Indeed, all our friends are in some kind of debt; surely it’s just part of everyday life as an “adult”? At least, that’s how I felt when I...

How to keep yourself motivated when paying off debt. Figure out ho to stay the course, stick to your budget and finally become debt free.

5 Ways To Keep Yourself Motivated When Paying Off Debt

Paying off debt is like any other life-changing habit; it requires sacrifice and motivation. After all, getting paid, then immediately diverting a serious chunk of “your” money to your creditors doesn’t come naturally for many of us. And like any...