Frugality Magazine - Frugal Living Tips for Financial Freedom

How We Moved To France For the Summer (on a Tight Budget)

Until last week I’ve never really paid much attention to windowsills. They’re just – well – windowsills. Like shopping bags or car mirrors, they don’t tend to attract too much attention. That was...

Frugality - The Secret to Financial Freedom

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Hi there! My name is Richard Adams. I'm a UK-based personal finance blogger and lover of all things frugal.

Just a few short years ago I was drowning in debt and struggling to make ends meet.

Since then I've paid off all my consumer debt, increased my income and have revolutionized my finances - all thanks to frugal living.

If you want to take control of your finances, let me show you exactly how I did it...


Frugality Changed My Life...

How to save money

The idea of spending less than you earn never held any appeal when I was younger. You only live once, right? And yet, at the same time I had to admit that my finances were in a pretty poor shape. I was in debt, struggling to meet my minimum payments and really not having much fun.

Eventually I had to accept the simple truth; what I was doing wasn't working. It was time to try something new, which is when my experiments with frugality began. At first, it wasn't comfortable. But as I watched my debt dropping every month I found frugal living ever easier.

Today, while my debt is gone, I still live a very frugal lifestyle, saving money where possible and always aiming for the best possible value.

Frugality Magazine is really my way of sharing this with you.

It's a collection of the thoughts and experiences, resources and philosophies that I have picked up along the way. I hope they will both provide you both with the motivation and the tools to achieve financial freedom - whatever that looks like to you.

Read on for all the latest articles on saving money, paying off debt and finally gaining control over your money...

Latest Frugality Tips

5 Things I Refuse To Be More Frugal About

There are two versions of frugality. The first of these is people who are looking to spend less on everything. This might be because either because they’re on a very tight budget or just because they’re naturally uber-frugal. I salute these people...

The Single Most Important Tip For Saving Money

Look around you and there are money saving tips everywhere. I’ve published more than a few of them myself – but today I want to talk about the one single tip that has saved me more money over the last few years than everything else added together...

9 Ways to Save Money on Winter Fuel Bills

I hate to be the one to tell you, but winter is on its way and there’s nothing you can do about it. And while there are lots of great things about the winter months (Christmas, for example!), as the temperature starts dropping so our heating bills...

7 Ways to Save Money When Moving House

Moving house may be one of the most stressful things that any of us does in our lifetime, but there’s one way to lessen the blow; make the move as cheap as possible. Having recently moved house on a budget today I wanted to discuss some of our...

5 Ways Frugality Pays Off

Many people avoid frugality because they see it as synonymous with “compromise” and “denial”. Frugality – as a practise – essentially involves denying yourself belongings and experiences that you desire. What a terrible concept that is – and what a...

Questions you must ask before buying anything if you want to live on a budget and save money.

5 Things You Should Consider Before Buying Anything

One of the most popular articles ever published on this blog relates to eliminating unnecessary spending. It seems that a lot of us have similar problems; namely keeping control of our money so it doesn’t melt away like a snowflake in the sun...

How to lose for free. Getting into shape and dropping your waistline doesn't have to be expensive - here's a proven plan for losing weight without cost.

How to Lose Weight for Free

The weight loss industry is worth billions of dollars per year. Every day more people are joining gyms, buying expensive diet supplements and investing in special low-fat foods. Not to mention all the “proven” books and courses. With this marketing...

Want to know how to budget for groceries? Follow these simple steps and never run out of money again when you need to buy food...

How to Budget for Groceries

When money is tight there are all sorts of expenses we can ignore for another day. Those shoes will last another few weeks yet. That vacation property will still be there next month. But groceries are rather different. After all we all need to eat...

How to control your emotional spending so you can live on a budget, pay off debt and start to save money for the future.

How To Control Your Emotional Spending

One of the most common financial problems involves so-called “emotional spending”. Most typically the phrase refers to people who use “retail therapy” to cheer themselves up, reward themselves or relieve boredom. Generally speaking, emotional...

Want to budget better and save money? If so, here's a philosophical idea you might want to consider...

The Financial Benefits Of “Small”

A few weeks ago I took my car on the ferry for the first time. And we’re not talking about a small boat; we’re talking about a huge vessel capable of carrying dozens of lorries, cars, boats and passengers. The kind of ship where they...

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