Frugality Magazine - Frugal Living Tips for Financial Freedom

50+ Tips for Getting Out of Debt Fast

Sometimes trying to get out of debt can feel like swimming through treacle. No matter how hard you try, your progress can be frustratingly slow. Surely there has to be a better way? Today we’re going to look...

Financial Transformation: From Overwhelming Debt to Buying My First House

I started this blog in the summer of 2013, when I was up to my eyeballs in debt. At the time I wasn’t just struggling to keep up with my minimum payments – I was actually failing. I had gotten to the...

How to Get Everything Wrong and Still Succeed Financially

Do you ever look jealously at other people’s finances? Have you seen those annoyingly impressive interviews with people who retired at the age of 40, only to find out later that they earned a six figure salary...

Frugality - The Secret to Financial Freedom

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Hi there! My name is Richard Adams. I'm a UK-based personal finance blogger and lover of all things frugal.

Just a few short years ago I was drowning in debt and struggling to make ends meet.

Since then I've paid off all my consumer debt, increased my income and have revolutionized my finances - all thanks to frugal living.

If you want to take control of your finances, let me show you exactly how I did it...


Frugality Changed My Life...

How to save money

The idea of spending less than you earn never held any appeal when I was younger. You only live once, right? And yet, at the same time I had to admit that my finances were in a pretty poor shape. I was in debt, struggling to meet my minimum payments and really not having much fun.

Eventually I had to accept the simple truth; what I was doing wasn't working. It was time to try something new, which is when my experiments with frugality began. At first, it wasn't comfortable. But as I watched my debt dropping every month I found frugal living ever easier.

Today, while my debt is gone, I still live a very frugal lifestyle, saving money where possible and always aiming for the best possible value.

Frugality Magazine is really my way of sharing this with you.

It's a collection of the thoughts and experiences, resources and philosophies that I have picked up along the way. I hope they will both provide you both with the motivation and the tools to achieve financial freedom - whatever that looks like to you.

Read on for all the latest articles on saving money, paying off debt and finally gaining control over your money...

Latest Frugality Tips

Do you want to save money on your cell phone bill? If so, comparing cell phone plans like a pro can help you budget and save money. Here's how...

The Insiders Guide To Comparing Cell Phone Plans

Comparing cell phone plans can often feel like trying to swim through honey. There are just so many options available from so many carriers that comparing cell phone plans to find the most cost-effective options can be something of a challenge...

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