Sometimes trying to get out of debt can feel like swimming through treacle. No matter how hard you try, your progress can be frustratingly slow. Surely there has to be a better way? Today we’re going to look...
Frugality - The Secret to Financial Freedom
Hi there! My name is Richard Adams. I'm a UK-based personal finance blogger and lover of all things frugal.
Just a few short years ago I was drowning in debt and struggling to make ends meet.
Since then I've paid off all my consumer debt, increased my income and have revolutionized my finances - all thanks to frugal living.
If you want to take control of your finances, let me show you exactly how I did it...
Frugality Changed My Life...
The idea of spending less than you earn never held any appeal when I was younger. You only live once, right? And yet, at the same time I had to admit that my finances were in a pretty poor shape. I was in debt, struggling to meet my minimum payments and really not having much fun.
Eventually I had to accept the simple truth; what I was doing wasn't working. It was time to try something new, which is when my experiments with frugality began. At first, it wasn't comfortable. But as I watched my debt dropping every month I found frugal living ever easier.
Today, while my debt is gone, I still live a very frugal lifestyle, saving money where possible and always aiming for the best possible value.
Frugality Magazine is really my way of sharing this with you.
It's a collection of the thoughts and experiences, resources and philosophies that I have picked up along the way. I hope they will both provide you both with the motivation and the tools to achieve financial freedom - whatever that looks like to you.
Read on for all the latest articles on saving money, paying off debt and finally gaining control over your money...