Frugality Magazine - Frugal Living Tips for Financial Freedom

Useful Tools

Recommended Money Management Tools

I never cease to be amazed by the wealth of tools out there that will help you to manage your money, spend less on everyday life and pay off debt fast.

Here are some of my top recommendations if you’re serious about taking your financial life to the next level…

Manage Your Money Better

personal-capitalThe first step to gaining control of your finances is finding an easy way to track and manage your finances.

Personal Capital is a free online tool that lets you create budgets, manage your spending, create financial forecasts and plan for the future.

Did I mention it’s free?

Learn more here.

Eliminate Your Debt

nationa-debt-reliefFed up with your debt? Looking for a fresh start, without the letters chasing you for payment?

National Debt Relief is a Better Business Bureau-registered company that will negotiate with your creditors on your behalf to reduce the debt you owe, significantly speeding up the debt repayment process.

Learn more here.

Manage Your Credit

experianDecent credit can be the difference between landing a mortgage or not. It can also significantly affect the interest rates you pay on purchases.

Experian allows you to monitor your credit, eliminate inaccuracies and build up your credit rating for future use.

Learn more here.

Protect Your Identity

identity-forceIdentity theft is the single fastest growing crime right now. When some uses your ID to apply for a loan, mortgage or credit card it leaves you liable.

Protect yourself using Identity Force and make sure you never fall victim to this terrible situation.

Learn more here.

Save Money Every Day

top-cashbackDid you know that you can earn money back on the purchases you make every day? From your car insurance to your phone plan, every time you shop online you could be earning significant cash back.

Sign up for free and start saving more money effortlessly.

Learn more here.

Earn Free Gift Cards

swagbucksThis has to be the simplest way to make your money go further. Simply sign up with Swagbucks for free and you can earn points for everything from filling in surveys, to playing games, to surfing the net.

Then simply exchange the points you’ve earned into gift cards for major retailers like Amazon. This could be the most fun way to earn a little extra money on the side!

Learn more here.

Save Up To 90% on Magazines

magazine-discount-centerLooking for a budget-friendly gift? The Magazine Discount Center offers subscriptions to best-selling magazines for much less than you’d pay in the store.

Learn more here.

Discounted Gift Cards

saveyaTake your money-saving skills to the next level with SaveYa.

Quite simply this marketplace allows you to buy gift cards for below market value. Buy a $20 gift card for $15, for example. Then simply spend the gift card, and you just saved $5.

Every time you buy, you save money.

Learn more here.

Hi, I'm Richard, a UK personal finance blogger on a journey to financial freedom.

I've paid off my consumer debt thanks to a frugal lifestyle and now I'm saving hard for the future.

Why not stay in touch by following me on social media?

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