Contents While I maintain that the hardest part about becoming debt free is actually getting started in the first place, there are still situations along the way that can cause heartache. When you’ve gone to all the trouble of actually getting...
Frugality Blog
Richard
How To Set Personal Finance Goals – And Achieve Them
Contents Depressing, isn’t it? You work hard, all week long, slaving away in your job. You pay your bills and keep your head above water. But are you really getting ahead? Are you really that much closer to financial freedom than this time...
8 Personal Finance Questions You MUST Be Able To Answer Today
Contents There is an old adage that says “what gets measured, get’s managed”. One of the most common problems people experience with their finances is simply a lack of measurement – they don’t understand where their...
6 Reasons You Need To Start Saving Money Today
Contents So you’re just days away from getting paid… You check your bank balance and just sitting there – waiting to be enjoyed – is an extra $100 you weren’t expecting. What to do? If you’re like most people that...
8 Financial Challenges That Will Help You Save Money & Build Weath
Contents I’ll be the first to admit that sometimes personal finance can be a pretty boring subject. On other occasions it can be downright scary (especially if you’re in debt). But there’s no denying it’s importance. So how...
The Journey to FIRE is Boring: How to Stay the Course
Contents One of my passions in life is digital marketing. It’s what I do for a career. It’s how I spend much of my personal time. It’s something I’ve studied for over 20 years now, and in that time I’ve stumbled across some amazing bloggers. The...
10 Tiny Things You Can Do Each Day to Build Wealth
Contents Building wealth is often seen as a long, difficult and complicated process. Many people feel so overwhelmed at the enormity of their situation that they never even pluck up the courage to get started. The funny thing is that there are small...
Four Life Hacks to Save & Invest More Money Than You Thought Possible
Contents Let’s assume for a moment that you’ve got $500 a month that you can save or invest. Not a penny more. The question is really: how can we make that monthly contribution even bigger without it costing you any more? Sounds odd? Sure, but that...
5 Reasons to Apply Minimalism to Your Finances
Contents One of the reasons why many of us struggle with money is simply how many different things we need to juggle. Current accounts, savings accounts, mortgages, pensions, investments and more. No wonder there are so many “lost” bank accounts and...
Six Simple Tips to Protect Your Money From Fraudsters When Shopping Online
Contents I woke up recently to discover that a monthly subscription I pay for had charged me an astonishing 14 times overnight. Worse, they were still charging me as I discovered the issue at 6am. These charges continued throughout the next 24 hours...
5 Problems Which Hold People Back from Starting a Side Hustle (and Their Solutions)
Contents There are a number of ways that you can increase your income, but starting your own side hustle is one of the most powerful. Not only can you earn extra money in your spare time, but your earnings potential is almost unlimited. At least a...
How To Become Debt Free: The Ultimate Guide To Paying Off Debt
Contents Being in debt sucks – but it doesn’t have to be forever. If you want to learn how to become debt free once and for all then you’ve come to the right place. The sole aim of this article is to give you all the information...
10 Great Ways to Save Money on Pet Care
Contents Owning a pet doesn’t just bring with it responsibilities; it also brings extra cost. For those of us living on a budget that can be a real strain, yet many passionate pet keepers would rather go without food themselves than deny their pets...
How Much is Your Freedom Worth?
Contents They say that the definition of insanity is doing the same thing over and over again, while expecting a different result. Take a moment to look around you and you’ll find that many of your friends and neighbours are following exactly the...